Most bankers acknowledge that construction lending is riskier than other types of commercial lending:

• Repayment ability depends on the successful completion of the construction before the project can generate cash flow from the sale of the finished property, from rental or lease of the real estate, or permanent take-out refinancing.
• During the construction period, the collateral is literally a work in progress, and often the guarantors do not have sufficient outside net worth or income to pay off the loan.

Why Should You Attend:-

Participants will learn how to evaluate the developer’s ability to repay the construction loan, develop an appropriate underwriting of the construction project to ensure the resulting structure ensures the bank will be repaid in full, on time, and as agreed, and how to satisfactorily monitor and manage the credit exposure and the construction activity.

Who Should Attend:-

• Commercial Real Estate (CRE) Lenders
• Real Estate Credit Administration
• Credit Policy Managers
• Credit Managers
• Credit Risk Managers
• Risk Managers
• Enterprise Risk Managers
• Chief Credit Officers
• Senior Lenders
• Senior Lending Officer
• Bank Director
• Chief Executive Officer
• Bank President
• Board Chairman
• Analysts
• Credit Approvers
• Commercial Lenders
• Private Bankers
• Loan Review Officers
• Auditors